If you participate in some sort of rewards program with your credit card or bank, check and see if they offer merchandise redemptions. You may never earn enough for a luxury vacation, but you might have enough to replace ancient kitchen appliances, buy kids’ toys or snag free movies passes for date night.
~ Sarah Deveau wrote a financial guide for students while attending university. Now that she's a mom of two -- with one more on the way -- and the owner of Cater Tot Consignment (http://www.catertot.ca) in Airdrie, Alta, she's writing Money Smart Moms, a financial guide for parents.
