There’s a reason it’s called "guiltware." The real reason home party shoppers spend so much money at these events is because of subliminal peer pressure and guilt. Take a catalogue but skip the party – if you really want something a week, a month, or a year later, you can contact the sales rep and spend money on your own terms.
~ Sarah Deveau wrote a financial guide for students while attending university. Now that she's a mom of two -- with one more on the way -- and the owner of Cater Tot Consignment (http://www.catertot.ca) in Airdrie, Alta, she's writing Money Smart Moms, a financial guide for parents.
